Privacy Policy
Effective Date: October 24, 2026
Credit Repair Circle respects your privacy and recognizes the importance of protecting personal and financial information.
This Privacy Policy explains how we collect, use, disclose, and protect information when you visit our website, contact our business, request a consultation, or use our services.
By using our website, you acknowledge that you have been provided access to this Privacy Policy. Where required by law, we will request separate consent for particular uses of your information.
1. Information We CollectDepending on how you interact with Credit Repair Circle, we may collect the following categories of information.
Contact Information
We do not recommend submitting Social Security numbers, financial account passwords, or sensitive identity documents through general website contact forms.
Website Usage InformationOur website hosting provider and authorized technology services may automatically collect technical information, including:
2. How We Use InformationCredit Repair Circle may use personal information to:
3. Credit Reports and Sensitive Financial InformationCredit Repair Circle may receive sensitive financial information from consumers who request credit-related assistance.
We use this information for legitimate business purposes connected to the services requested or authorized.
Access to sensitive information should be limited to authorized individuals and service providers who require it for legitimate business purposes.
We do not sell consumer credit reports or sensitive financial information to third-party advertisers.
Where applicable, our handling of consumer information is subject to federal and state privacy, consumer protection, and information security requirements.
4. Credit Repair Cloud and Client ManagementCredit Repair Circle uses Credit Repair Cloud to support aspects of its client management and credit repair workflow.
Depending on the services requested, information maintained through this platform may include client contact information, credit reporting information, dispute records, and service-related communications.
Credit Repair Cloud operates as an independent technology provider and maintains its own applicable privacy and security practices.
Information processed through the platform may be subject to its service agreements and privacy policies.
5. IdentityIQ and Third-Party Credit MonitoringCredit Repair Circle may recommend IdentityIQ or other third-party credit monitoring and identity protection services.
These services are operated by independent providers and may require separate registration, payment, or subscription agreements.
When you register directly with a third-party provider, the provider collects and processes information according to its own privacy policy and applicable terms.
Credit Repair Circle may receive referral compensation when consumers purchase qualifying third-party products or services through designated referral links.
We disclose material affiliate relationships in connection with applicable recommendations.
We do not control third-party subscription pricing, billing practices, cancellation policies, or data processing activities.
6. Sharing and Disclosure of InformationCredit Repair Circle may disclose information when reasonably necessary to:
We do not authorize unrelated third parties to use sensitive client information for independent marketing purposes without an appropriate legal basis and any required consumer authorization.
Service providers receiving information are expected to use it for authorized purposes and comply with applicable legal obligations.
7. Marketing CommunicationsCredit Repair Circle may send information about its services, educational resources, and relevant offers when permitted by law.
Where required, we will obtain appropriate consent before sending promotional communications.
Marketing emails will include an appropriate method for opting out of future promotional messages.
Consumers may also request removal from promotional email communications by contacting:
info@creditrepaircircle.com
Opting out of promotional communications does not necessarily prevent service-related communications concerning an existing client relationship.
We do not treat the submission of a general website inquiry as automatic consent to receive unrelated automated marketing calls or text messages.
8. Cookies and Website TechnologiesOur website and hosting providers may use cookies and similar technologies to support website functionality, maintain security, understand website usage, or improve the visitor experience.
The specific technologies used depend on the services enabled on our website.
Visitors may be able to manage certain cookies through their browser settings.
Some website features may not function as intended when cookies are disabled.
9. Information SecurityCredit Repair Circle recognizes the importance of protecting personal and financial information.
We seek to maintain administrative, technical, and organizational safeguards appropriate to the information we handle and applicable legal requirements.
No internet transmission or electronic storage system can be guaranteed to be completely secure.
Consumers should avoid transmitting sensitive financial information through unsecured communication channels.
When sensitive documentation is required, we will provide instructions for an appropriate submission method.
10. Information RetentionWe retain personal information for as long as reasonably necessary to provide requested services, maintain appropriate business records, resolve disputes, and satisfy applicable legal obligations.
Retention periods may vary depending on the type of information, the services provided, and legal requirements.
When information is no longer required, we will handle its deletion or disposal in accordance with applicable requirements and our established procedures.
11. Consumer Privacy RequestsConsumers may contact Credit Repair Circle to request information about the personal information we maintain or to request corrections or deletion where applicable law provides such rights.
Certain information may need to be retained for legitimate business purposes or legal compliance.
We may take reasonable steps to verify a requester’s identity before providing access to or modifying sensitive information.
Privacy requests may be submitted to:
info@creditrepaircircle.com
12. Third-Party WebsitesOur website may contain links to external websites, including credit monitoring providers, educational resources, and other third-party services.
Credit Repair Circle is not responsible for the independent privacy practices of those websites.
Consumers should review the privacy policies and terms of third-party providers before submitting personal information.
13. Children’s PrivacyCredit Repair Circle’s website and services are intended for adults.
We do not knowingly solicit personal information from children under 13 through our public website.
If we learn that personal information from a child under 13 has been collected in circumstances requiring deletion under applicable law, we will take appropriate action.
14. Changes to This Privacy PolicyCredit Repair Circle may update this Privacy Policy to reflect changes in our services, business operations, technology, or legal requirements.
The effective date will be updated when material revisions are made.
Where applicable law requires additional notice or consent, we will provide it.
15. Contact InformationFor questions about this Privacy Policy or our handling of personal information, contact:
Credit Repair Circle
General Inquiries: info@creditrepaircircle.com
Customer Support: support@creditrepaircircle.com
Effective Date: October 24, 2026
Credit Repair Circle respects your privacy and recognizes the importance of protecting personal and financial information.
This Privacy Policy explains how we collect, use, disclose, and protect information when you visit our website, contact our business, request a consultation, or use our services.
By using our website, you acknowledge that you have been provided access to this Privacy Policy. Where required by law, we will request separate consent for particular uses of your information.
1. Information We CollectDepending on how you interact with Credit Repair Circle, we may collect the following categories of information.
Contact Information
- Name
- Email address
- Telephone number
- Mailing address
- Information submitted through contact forms
- Credit reports and credit reporting information
- Account and tradeline information
- Information about disputed credit reporting items
- Relevant financial correspondence
- Supporting documentation voluntarily provided by clients
We do not recommend submitting Social Security numbers, financial account passwords, or sensitive identity documents through general website contact forms.
Website Usage InformationOur website hosting provider and authorized technology services may automatically collect technical information, including:
- Internet Protocol (IP) addresses
- Browser and device information
- Pages visited
- Referral sources
- Dates and times of website visits
- Cookies and similar technologies
2. How We Use InformationCredit Repair Circle may use personal information to:
- Respond to questions and consultation requests.
- Provide credit education and credit report analysis.
- Perform authorized credit dispute assistance services.
- Communicate with clients about their accounts and services.
- Maintain appropriate business records.
- Process transactions through authorized payment providers, when applicable.
- Improve website functionality and customer service.
- Comply with applicable legal obligations.
- Send promotional communications when permitted by applicable law and any required consent.
3. Credit Reports and Sensitive Financial InformationCredit Repair Circle may receive sensitive financial information from consumers who request credit-related assistance.
We use this information for legitimate business purposes connected to the services requested or authorized.
Access to sensitive information should be limited to authorized individuals and service providers who require it for legitimate business purposes.
We do not sell consumer credit reports or sensitive financial information to third-party advertisers.
Where applicable, our handling of consumer information is subject to federal and state privacy, consumer protection, and information security requirements.
4. Credit Repair Cloud and Client ManagementCredit Repair Circle uses Credit Repair Cloud to support aspects of its client management and credit repair workflow.
Depending on the services requested, information maintained through this platform may include client contact information, credit reporting information, dispute records, and service-related communications.
Credit Repair Cloud operates as an independent technology provider and maintains its own applicable privacy and security practices.
Information processed through the platform may be subject to its service agreements and privacy policies.
5. IdentityIQ and Third-Party Credit MonitoringCredit Repair Circle may recommend IdentityIQ or other third-party credit monitoring and identity protection services.
These services are operated by independent providers and may require separate registration, payment, or subscription agreements.
When you register directly with a third-party provider, the provider collects and processes information according to its own privacy policy and applicable terms.
Credit Repair Circle may receive referral compensation when consumers purchase qualifying third-party products or services through designated referral links.
We disclose material affiliate relationships in connection with applicable recommendations.
We do not control third-party subscription pricing, billing practices, cancellation policies, or data processing activities.
6. Sharing and Disclosure of InformationCredit Repair Circle may disclose information when reasonably necessary to:
- Provide services requested or authorized by a consumer.
- Work with technology providers supporting our business operations.
- Process authorized payments.
- Facilitate authorized credit reporting disputes.
- Respond to lawful legal requests.
- Protect against fraud, unauthorized access, or unlawful activity.
- Complete a legitimate business transfer, subject to applicable legal restrictions.
We do not authorize unrelated third parties to use sensitive client information for independent marketing purposes without an appropriate legal basis and any required consumer authorization.
Service providers receiving information are expected to use it for authorized purposes and comply with applicable legal obligations.
7. Marketing CommunicationsCredit Repair Circle may send information about its services, educational resources, and relevant offers when permitted by law.
Where required, we will obtain appropriate consent before sending promotional communications.
Marketing emails will include an appropriate method for opting out of future promotional messages.
Consumers may also request removal from promotional email communications by contacting:
info@creditrepaircircle.com
Opting out of promotional communications does not necessarily prevent service-related communications concerning an existing client relationship.
We do not treat the submission of a general website inquiry as automatic consent to receive unrelated automated marketing calls or text messages.
8. Cookies and Website TechnologiesOur website and hosting providers may use cookies and similar technologies to support website functionality, maintain security, understand website usage, or improve the visitor experience.
The specific technologies used depend on the services enabled on our website.
Visitors may be able to manage certain cookies through their browser settings.
Some website features may not function as intended when cookies are disabled.
9. Information SecurityCredit Repair Circle recognizes the importance of protecting personal and financial information.
We seek to maintain administrative, technical, and organizational safeguards appropriate to the information we handle and applicable legal requirements.
No internet transmission or electronic storage system can be guaranteed to be completely secure.
Consumers should avoid transmitting sensitive financial information through unsecured communication channels.
When sensitive documentation is required, we will provide instructions for an appropriate submission method.
10. Information RetentionWe retain personal information for as long as reasonably necessary to provide requested services, maintain appropriate business records, resolve disputes, and satisfy applicable legal obligations.
Retention periods may vary depending on the type of information, the services provided, and legal requirements.
When information is no longer required, we will handle its deletion or disposal in accordance with applicable requirements and our established procedures.
11. Consumer Privacy RequestsConsumers may contact Credit Repair Circle to request information about the personal information we maintain or to request corrections or deletion where applicable law provides such rights.
Certain information may need to be retained for legitimate business purposes or legal compliance.
We may take reasonable steps to verify a requester’s identity before providing access to or modifying sensitive information.
Privacy requests may be submitted to:
info@creditrepaircircle.com
12. Third-Party WebsitesOur website may contain links to external websites, including credit monitoring providers, educational resources, and other third-party services.
Credit Repair Circle is not responsible for the independent privacy practices of those websites.
Consumers should review the privacy policies and terms of third-party providers before submitting personal information.
13. Children’s PrivacyCredit Repair Circle’s website and services are intended for adults.
We do not knowingly solicit personal information from children under 13 through our public website.
If we learn that personal information from a child under 13 has been collected in circumstances requiring deletion under applicable law, we will take appropriate action.
14. Changes to This Privacy PolicyCredit Repair Circle may update this Privacy Policy to reflect changes in our services, business operations, technology, or legal requirements.
The effective date will be updated when material revisions are made.
Where applicable law requires additional notice or consent, we will provide it.
15. Contact InformationFor questions about this Privacy Policy or our handling of personal information, contact:
Credit Repair Circle
General Inquiries: info@creditrepaircircle.com
Customer Support: support@creditrepaircircle.com
